First-Gen College Grad to Healthcare Millionaire
Reached $1M at age 43
First in my family to attend college, worked as an RN while pursuing advanced degrees. Identified staffing gaps during COVID and co-founded a healthcare staffing agency that grew rapidly. Combined high-income career with entrepreneurship and disciplined investing.
Educational Background
High School
Local high school
Undergraduate
San Jose State University, Nursing
Graduate
Master's in Nursing, UCSF
Family Background
Parents' Occupation
Middle-class working parents
Parents' Visa Status
US Citizens
Family Background
Typical middle-class American family.
Financial Milestones
Age 32
Reached $100K through nursing overtime and aggressive debt payoff
Key Strategies:
- Extra shifts
- Student loan refinancing
- Living below means
Age 38
Hit $500K after completing NP degree and starting staffing business
Key Strategies:
- Career advancement
- Side business
- Index fund investing
Age 43
Crossed $1M when staffing agency scaled during healthcare worker shortage
Key Strategies:
- Business expansion
- Reinvesting profits
- Retirement account maximization
Challenges & Advice
Biggest Challenges
- Balanced full-time work with advanced education
- Started with $87K in student loan debt
- Navigated healthcare burnout during pandemic
- First-generation wealth builder with no financial guidance
Advice for Others
Healthcare offers stable income that can fund entrepreneurial ventures. Look for problems in your industry that you can solve. Don't underestimate the power of specialized knowledge combined with business acumen.